Perks of your job
Police Credit Union values the membership of police officers and, in
2000, introduced its Police Gold Advantage (PGA) benefit scheme. PGA
provided both serving and retired officers a range of exclusive additional
benefits, including free direct debits, discounts on overdraft, and
personal loan interest rates plus a $10 withdrawal transaction fee
rebate.
The scheme has been very well supported by police officers and, to
reward their support and loyalty, PCU is pleased to announce its new
Advantage programme. Advantage incorporates the key benefits of the
PGA scheme and provides a range of new and additional benefits. All
existing PGA members automatically receive the new Advantage benefits,
with all current employees serving in a SAPOL department now eligible
to join.
The full benefits of the new Advantage programme are:
- Advantage Home Loan – exclusive low variable-rate home loan with
an interest rate of 6.45% per annum and a comparison rate of 6.48%
per annum.
- No application fee on selected home loans.*
- Personal Loans and Overdrafts – no application fee on loans of
$5,000 or more.**
- Term Deposits – earn an additional 0.15% per annum interest above
the published rates.**
- Overdrafts – reduced by 4.50% per annum below our standard overdraft
facility rate.
- Insurance – 10% discounts on insurance premiums.***
- Transactions – Automatic “Member Advance” status with higher
monthly rebates on selected withdrawals.
- Priority Service – your loan applications receive “Priority” approvals.
- Free direct debits.
Want to know more?
These great perks are only available through the Advantage programme.
Simply contact the Credit Union on 131 844 or call into one of our
branches and speak to one of our friendly staff for more information.
Terms, conditions fees and charges apply. These
loan rates apply to new business only. *Does not apply to the Allegro
line of credit home loan, Advantage Home Loan, special offers and
Basic home loans. **Does not apply to special offers. ***Offer applies
only to new insurance policies, and for the first 12 months premium
only. CGU’s normal underwriting criteria apply.
The comparison rate is based on a loan for $150,000
over 25 years with monthly repayments. This rate is for secured loan
only. A comparison schedule is available at any Police Credit Union
branch. WARNING: This comparison rate applies only to the example
or examples given. Different amounts and terms will result in different
comparison rates. Costs such as redraw fees or early repayment fees
and cost savings such as fee waivers, are not included in the comparison
rate but may influence the cost of the loan.
Credit Union Christmas Pageant
It’s almost that time of year again. On Saturday November 13, 2004,
the streets of Adelaide will come alive as the Credit Union Christmas
Pageant weaves its magic through the city. Departing from the corner
of King William Street and South Terrace at 9:50am, the colourful
and exciting parade will wind its way through the city streets and
conclude at the landing stage in front of Adelaide Central Plaza on
North Terrace at around 11:30am.
Watching Father Christmas arrive in Adelaide is a South Australian
tradition. The pageant attracts a crowd of more than 400,000 people,
so it’s a good idea to arrive early to get a good position for yourself
and the kids.
This year Police Credit Union has been allocated some fantastic
floats, with a number of new or recently revamped floats included
in our selection. Come along and support the Police Credit Union staff
and their families as they participate in this unique and exciting
event. Look out for the floats belonging to the Credit Union – Rapunzel,
Bay Botch Surf Club, Aladdin, and Puss in Boots, to name a few. You
might see someone you know.
Have a wonderful day enjoying the magic of Christmas arriving in
Adelaide.
