Police Journal Online
April 2004
Volume 85 Number 2


"serving the protectors"
Police Journal Online Cover
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Police Credit Union

EasyPeasy personal loans

So there’s something you want: car, boat, holiday, new kitchen...

What ever it is, if you need a loan of $1,000 or more, then you should seriously consider a loan that gives you plenty of flexibility.

You can elect to make your repayments weekly, fortnightly or monthly, and even make extra repayments. With an EasyPeasy personal loan from Police Credit Union you get all the flexibility you need.

And, of course, there are no monthly account-keeping fees.

Anyone can apply, and loan approvals are given within 24 hours. It’s EasyPeasy. Applications can be made by visiting one of our branches, over the phone, via fax, or even on the Internet. Whichever suits you.

Personal loans

We can help you realize your goals while remaining in control of your finances. That means supplying the best possible personal loan package for your needs. Have a look at just how flexible a PCU personal loan really is.

Available Credit

Personal loans can be from $1,000 with terms available for up to 10 years.

Range of interest rates

  • Fixed rates from one year to five years.
  • Very competitive variable rates.

Payments and extra payments

Payments can be tailored to suit your circumstances, weekly, fortnightly or monthly.

You can make payments by:

  • Payroll.
  • Transfers via phone or Internet.
  • QuickDebit.
  • Over-the-counter deposits.
  • Posting a cheque.

Extra repayments can be made without penalty, and there is no fee for paying out the loan early.

No account-keeping fees

  • There are no account-keeping fees.
  • Loan repayments can be taken directly from your pay, therefore avoiding transfer fees.

Protection

Loan protection policies are available to protect against a death or loss of income.

Competitive policies are available for house-and-contents and car insurance, and can be paid by the month at no extra cost.*

Want to know more?

If you have any further questions, or would like to speak to one of our experienced loan consultants, phone us on 131 844.

All applications are subject to normal lending criteria. * Police Credit Union Ltd ABN 30 087 651 205 acts as agents for CGU Insurance Ltd ABN 27 004 478 371.



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Copyright 2004 The Police Association of South Australia




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