Police Journal Online
December 2003
Volume 84 Number 11


"serving the protectors"
Police Journal Online Cover
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Police Credit Union

Focus your savings

Police Credit Union has a range of savings accounts designed for members to achieve their savings goals more quickly, with competitive interest rates and, most important, no account-keeping fees.

Focus Saver Account*

Police Credit Union’s Focus Saver Account is specifically designed to reward the disciplined saver. You can reach your savings goal quickly and easily.

All you have to do is maintain your balance above $500, with a minimum deposit of $100 per month and no withdrawals. Once these criteria have been met, our Focus Saver Account will reward you with an interest bonus of 3% p.a. above the applicable tier.

The Focus Saver Account is the ideal account to open if you wish to save for a car, house deposit, overseas holiday, ski boat, renovation, or anything else your heart desires.

Set yourself an amount to save, and with the added incentive of earning a high rate of interest, the Focus Saver Account can help you achieve your goal. With as little as $50 per fortnight deposited into the account, direct from your salary, within 12 months you will have saved $1,300 plus interest! Interest is calculated and paid monthly which increases your yield, plus, the amount of interest you can earn increases as your balance increases! What better incentive do you need to start saving?

Payroll deductions can be made direct to the account, and your funds are available on-call. With careful saving, together with interest credited to your account monthly, you can watch your money grow.

Easy account access

The Redi Access Account is the perfect account for your day-to-day financial needs. With the ability to link cheque books, Visa cards and overdrafts and with access to EFTPOS facilities and ATMs Australia-wide, your funds will be available 24 hours a day.

An account with convenience, flexibility and no account-keeping fees, the S1 Redi Access Account really is the answer to organizing your day-to-day financial concerns.

Make budgeting easy

Police Credit Union also provides a savings account to make your day-to-day budgeting easy. The Budget Savings Account gives you another savings account with at-call access but is separate from your everyday spending money.

The Budget Savings Account is the perfect account to budget for bills. With cheque book, Visa, Redicard, Bpay, giroPOST, Internet and Direct Debit access, you have the convenience of being able to pay bills on the spot. As you can see, the Budget Savings Account really does make budgeting easy.

Have a Merry Christmas

A Christmas Club account will help make your next Christmas a whole lot merrier. It is the perfect account to make sure you have spending money for next Christmas without getting into debt. With the ability to direct as little or as much money into the account as you like, you have control of your Christmas savings goal.

Payroll deductions can be directed into your Christmas Club, taking the worry out of making manual deposits. You will be surprised how a small fortnightly pay deduction will add up. For example, $30 per fortnight over a full year will give you $780 plus interest by Christmas.

Pension Plus Account

The S3 Pension Plus account is a special account, designed exclusively for our retired members. With interest rates that reflect the government deeming rate, your returns will more than meet your expectations.

Providing flexibility that includes free cheque books and worldwide Visa, EFTPOS, and ATM access, you will always have your funds available, 24 hours a day.

As you can see, with a Pension Plus Account you really are in front.

Want to know more?

Speak to a Police Credit Union staff member today on 131 844 or visit our website www.policecu.com.au for more information. We can help you achieve your saving and budgeting goals.

Terms and conditions and fees and charges apply.
*This account was formerly known as the Interest Raiser account. The Focus Saver bonus rate quoted is current as at the date of this publication but is subject to change.



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The Police Journal Online is an official publication of the Police Association of South Australia and is published monthly.
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